Insurance in Bangladesh has stayed out of reach for almost everyone — not because people don’t want cover, but because the terms are impenetrable, the premiums are sized for someone else, and the claim rarely arrives. Chhaya is the country’s first licensed digital micro-insurance platform, built to remove all three obstacles.
- Enrolment in minutes, from a phone
- Plain-language terms and small, affordable premium
- Cashless, paperless claims
- Health, life and travel cover in one app
“A safety net only works if the people who need it most can actually reach it.”